November is Financial Literacy month. Now is the time to learn how to invest wisely and protect yourself from investment fraud. Start here to learn about the Nova Scotia Securities Commission and its role in protecting Nova Scotia investors.

This article is provided by Tanya Wilshire, Investor Education & Communications Coordinator, Nova Scotia Securities Commission. It is part of the Legal Information Society's "Law In the Community" series, highlighting legal resources for Nova Scotians.

At the Nova Scotia Securities Commission we look forward to Financial Literacy month in November. It gives us an excellent opportunity to talk to Nova Scotians about a topic that affects us all, investor education.

Whether you are an industry participant or a retail investor, it’s important to be informed about the capital markets. As the provincial regulator, we oversee Nova Scotia’s capital markets as well as the issuers and advisers who sell and manage investments traded in those markets. We work hard to protect Nova Scotians from unfair or improper investment practices. The key is prevention and it starts with investor education.

We understand that the investment industry is complex and that is why we have developed educational resources to improve the financial literacy of investors. The best place to start is by completing the Before You Invest Check list:

  • What do I want to accomplish?
    Look at the big picture and set goals.

  • What type of investment is right for me?
    Each investment has its own characteristics, level of risk and potential return.
  • How much risk am I willing to take?
    There is no such thing as a low risk, high return investment. Understand your own ability for risk-taking.

  • Am I comfortable enough to do this on my own?
    It’s important to always invest in knowing more.

With our free unbiased educational tools and information you can become a better informed investor. This knowledge can help you protect yourself from investment fraud and make smart investment decisions. Please visit our website for more information at

Happy investing!

You can also get helpful money management information from:

  • LISNS pages on 'Consumers and Debt' for information about credit reports, collection agencies, payday loans, and dealing with debt.
  • A credit counselling service.  See 'Money Money Money'.
  • Financial Consumer Agency of Canada -
  • Superintendent of Bankruptcy Canada -
  • A licensed trustee in bankruptcy.  Contact the Superintendent of Bankruptcy (above) to find a trustee, or look under 'Bankruptcies' in the telephone book.
  • Nova Scotia Debtor Assistance Program, a program offered by Service Nova Scotia -, or call (902) 424-5200 or 1 800 670-4357.