This page provides legal information only.  It is not intended to replace advice from a lawyer or other professional, such as a Licensed Insolvency Trustee.  Trustees are professionals licensed by the federal Superintendent of Bankruptcy to provide credit counselling and administer consumer proposals and bankruptcies.  For further help look under "More information" below. The Financial Consumer Agency of Canada also has a Financial Toolkit to help adults manage their finances.

Reviewed December 2017